Retirement Savings Calculator
Find out how much to save monthly to retire comfortably.
Results
Assumes a 4% safe withdrawal rate in retirement. Returns are pre-tax approximations. Actual results depend on market performance, tax treatment, and inflation. Consult a financial advisor for personalized guidance.
About This Calculator
The CalcWise Retirement Savings Calculator gives you instant, accurate results right in your browser. All calculations happen locally — we never store or transmit your data. Whether you're on desktop or mobile, this free tool is always available with no signup required.
Frequently Asked Questions
A common rule is 25× your annual expenses. Our calculator factors in your age, savings rate, and expected returns.
As early as possible. Starting at 25 vs 35 can mean hundreds of thousands more due to compound interest.